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Hiring an uninsured contractor means you assume the role of a general contractor, making you liable for their injuries and any damages that may occur. You should check with your homeowners’ insurance, but many policies will not cover this, and you could face significant out-of-pocket costs, legal fees, and liability for the worker’s medical bills and lost wages. Why you are liable Workers’ compensation: In New Jersey, most businesses with employees are required to carry workers’ compensation ins
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